African businesses deserve
capital as much as connections.

The Patna Innovators Fund is our commitment to the businesses in our ecosystem. Verified, active Patna members gain access to grants, soft loans, and co-investment opportunities — tied to the trust and partnership history they have built on the platform.

$2M+
Fund target — Phase 1
100
Businesses — first cohort
70+
Trust Score required
What Is The Innovators Fund

Capital tied to trust,
not connections

Most African business funding is accessed through who you know — not what you have built. A warm introduction to an investor matters more than a proven track record. Patna is built to change this.

The Innovators Fund allocates capital based on verifiable data — your Trust Score, your partnership history, your delivery record on the platform. A business that has completed five verified partnerships with strong outcomes has demonstrated something more valuable than a polished pitch deck: they have demonstrated they can execute.

The Fund is not charity and it is not venture capital. It is growth capital for businesses that have already proven they are worth investing in — and Patna’s platform provides the evidence layer that makes that proof objective and portable.

Phase 1 Fund

$2M+

Target allocation for the first 100 businesses admitted to the Fund in our inaugural cohort. Applications open alongside platform launch.

Merit-based allocation

Trust Score and partnership history determine eligibility — not relationships

Pan-African eligibility

Open to verified businesses across all 54 African countries

Revolving structure

Repayments re-enter the fund to support the next cohort of businesses

Co-investment pathway

Strong Fund recipients gain introductions to Patna's investor network

What Type of Funding Is Available

Three tracks. One application.

You apply once. The Fund committee reviews your Trust Score, partnership history, and business plan and recommends the most appropriate track for your business.

🌱
Track 01 — Growth Grant

Non-repayable growth capital for verified early-stage businesses

For businesses that have completed their first verified partnerships on Patna and are ready to scale. This capital does not need to be repaid — it is an investment in your trajectory.

$2,500 – $10,000

Grant range per business

📈
Track 02 — Scale Loan

Low-interest working capital for businesses with proven partnership records

For businesses with Gold or Platinum Trust Scores and a consistent delivery history. Structured as a soft loan with below-market interest rates and flexible repayment tied to business performance.

$10,000 – $50,000

Loan range per business

🚀
Track 03 — Co-Investment

Equity co-investment for high-growth businesses with exceptional track records

For businesses with Platinum Trust Scores and demonstrated growth. Patna co-invests alongside our investor network and provides ongoing strategic support. This track includes board advisory access.

$50,000 – $250,000

Co-investment range

Eligibility Criteria

Built for businesses that have already shown up

Eligibility is determined by your Patna platform activity, not by who you know. Every criterion is verifiable. There are no subjective requirements.

Not Eligible If

The Application Process

Five steps from application to funding

01

Join Patna & Build Your Profile

Join the waitlist, get platform access, complete your business profile, and begin building your Trust Score.

02

Complete Your First Partnerships

Use the platform to find, connect with, and deliver on at least 2 partnerships. Every completed deal builds your Trust Score.

03

Reach Score 70+

Once your Trust Score reaches 70, you unlock the Fund application. Founding Members start with a 10-point advantage.

04

Submit Application

Fill in your Fund application — business plan, growth targets, funding amount requested, and proposed deployment of capital.

05

Review & Decision

The Fund committee reviews within 4 weeks. Successful applicants receive funding directly to their registered business account.

Our Commitment to You

What Patna promises

“Every business that qualifies will be reviewed. No application from a business that meets the eligibility criteria will go unread or undecided.”

On Fair Review

“The Fund criteria will never be changed retroactively. If you qualified when you applied, you qualified. No moving goalposts.”

On Consistency

“Every funding decision comes with written feedback — whether successful or not. You will know exactly why and what to work on.”

On Transparency

“The Fund grows as the platform grows. Repayments from early cohorts re-enter the fund to support businesses that come later. We are building this to last.”

On Sustainability
Founding Member Advantage

Join now. Start ahead.

Founding Members receive a 10-point Trust Score advantage from day one. That means you reach Fund eligibility with fewer completed partnerships — and you are guaranteed first-cohort review for the Innovators Fund when applications open.

+10

Trust Score points — from day one

Free. No credit card required.

Ready to begin?

The fastest path to the Fund
starts with the waitlist.

Join as a Founding Member, get your Trust Score advantage, complete your first partnerships, and become eligible for the Innovators Fund before the general public even gets access to the platform.